ETF Insights - February 23, 2026
Today's analysis: 62 near entry, 2 near acceleration, 37 near cap. Total 101 signals.
February 23, 2026
Buffered Strategy Insights
Independent Analysis · Not affiliated with any Fund Provider
274
ETFs Analyzed
62
Near Entry
2
Accel. Zone
37
Near Cap
3 Mo T-Bill
3.60%
6 Mo T-Bill
3.50%
12 Mo T-Bill
3.30%
SPY IV
15.8%
QQQ IV
21.0%
IWM IV
22.5%
EFA IV
14.8%
EEM IV
19.8%
RSP IV
15.2%
🎯 Near Entry — Good Risk/Reward Setup 49
ETFs trading within optimal entry range. Full outcome period ahead — full upside available.
| Status | Ticker | Strategy | Provider | Days | Rem. Cap | Buffer | Cap Yield | Prob. | |
|---|---|---|---|---|---|---|---|---|---|
| Optimal | QBUFQQQ |
10% Buffer Quarterly | Innovator™ | 36 | ~3.64% | ~37% | ~30% | ||
| Optimal | DHDGSPY |
15% Buffer Quarterly | First Trust™ | 53 | ~4.17% | ~29% | ~31% | ||
| Optimal | FHDGSPY |
7% Buffer Quarterly | First Trust™ | 81 | ~4.05% | ~18% | ~35% | ||
| Optimal | NNOVQQQ |
15% Buffer Annual | Innovator™ | 250 | ~16.46% | ~24% | ~15% | ||
| Optimal | NDECQQQ |
15% Buffer Annual | Innovator™ | 280 | ~15.36% | ~20% | ~18% | ||
| Optimal | QDECQQQ |
10% Buffer Annual | First Trust™ | 298 | ~18.60% | ~23% | ~14% | ||
| Optimal | NJANQQQ |
15% Buffer Annual | Innovator™ | 311 | ~14.85% | ~17% | ~20% | ||
| Optimal | DJANSPY |
25% Buffer Annual | First Trust™ | 326 | ~11.42% | ~13% | ~27% | ||
| Optimal | FJANSPY |
10% Buffer Annual | First Trust™ | 326 | ~14.56% | ~16% | ~21% | ||
| Optimal | GJANSPY |
15% Buffer Annual | First Trust™ | 326 | ~11.60% | ~13% | ~26% | ||
| Optimal | QCJAQQQ |
10% Buffer Annual | First Trust™ | 326 | ~12.38% | ~14% | ~25% | ||
| Optimal | XJANSPY |
15% Buffer Annual | First Trust™ | 326 | ~9.46% | ~11% | ~30% | ||
| Optimal | FEBTSPY |
10% Buffer Annual | AllianzIM™ | 340 | ~15.73% | ~17% | ~20% | ||
| Optimal | FEBWSPY |
20% Buffer Annual | AllianzIM™ | 340 | ~10.26% | ~11% | ~29% | ||
| Optimal | FEBUSPY |
15% Uncapped Buffer | AllianzIM™ | 340 | Uncapped | ~0% | >95% | ||
| Optimal | BFEBSPY |
9% Buffer Annual | Innovator™ | 342 | ~16.81% | ~18% | ~18% | ||
| Optimal | PFEBSPY |
15% Buffer Annual | Innovator™ | 342 | ~12.30% | ~13% | ~25% | ||
| Optimal | DFEBSPY |
25% Buffer Annual | First Trust™ | 361 | ~11.57% | ~12% | ~27% | ||
| Optimal | FFEBSPY |
10% Buffer Annual | First Trust™ | 361 | ~14.99% | ~15% | ~22% | ||
| Optimal | GFEBSPY |
15% Buffer Annual | First Trust™ | 361 | ~11.82% | ~12% | ~27% | ||
| Optimal | QMFEQQQ |
15% Buffer Annual | First Trust™ | 361 | ~14.82% | ~15% | ~22% | ||
| Optimal | SFEBIWM |
15% Buffer Annual | First Trust™ | 361 | ~17.25% | ~17% | ~18% | ||
| Optimal | XFEBSPY |
15% Buffer Annual | First Trust™ | 361 | ~9.94% | ~10% | ~30% | ||
| Good | EALTSPY |
0% Buffer Quarterly | Innovator™ | 36 | ~5.28% | ~54% | ~22% | ||
| Good | AIOOSPY |
100% Protection | AllianzIM™ | 36 | Uncapped | ~0% | >95% | ||
| Good | FLJJSPY |
5% Buffer Annual | AllianzIM™ | 127 | ~5.38% | ~15% | ~32% | ||
| Good | SIXFSPY |
10% Buffer 6-Month | AllianzIM™ | 158 | ~7.64% | ~18% | ~27% | ||
| Good | NVBTSPY |
10% Buffer Annual | AllianzIM™ | 249 | ~15.01% | ~22% | ~17% | ||
| Good | NVBUSPY |
15% Uncapped Buffer | AllianzIM™ | 249 | Uncapped | ~0% | >95% | ||
| Good | BNOVSPY |
9% Buffer Annual | Innovator™ | 250 | ~15.80% | ~23% | ~16% | ||
| Good | BDECSPY |
9% Buffer Annual | Innovator™ | 280 | ~15.92% | ~21% | ~17% | ||
| Good | PDECSPY |
15% Buffer Annual | Innovator™ | 280 | ~11.42% | ~15% | ~25% | ||
| Good | DECTSPY |
10% Buffer Annual | AllianzIM™ | 280 | ~15.13% | ~20% | ~18% | ||
| Good | DECWSPY |
20% Buffer Annual | AllianzIM™ | 280 | ~9.56% | ~12% | ~29% | ||
| Good | DECUSPY |
15% Uncapped Buffer | AllianzIM™ | 280 | Uncapped | ~0% | >95% | ||
| Good | DDECSPY |
25% Buffer Annual | First Trust™ | 298 | ~10.67% | ~13% | ~27% | ||
| Good | DECMSPY |
50% Buffer Annual | First Trust™ | 298 | ~5.63% | ~7% | ~37% | ||
| Good | FDECSPY |
10% Buffer Annual | First Trust™ | 298 | ~13.50% | ~17% | ~22% | ||
| Good | GDECSPY |
15% Buffer Annual | First Trust™ | 298 | ~10.69% | ~13% | ~27% | ||
| Good | XDECSPY |
15% Buffer Annual | First Trust™ | 298 | ~8.73% | ~11% | ~31% | ||
| Good | BJANSPY |
9% Buffer Annual | Innovator™ | 311 | ~15.39% | ~18% | ~19% | ||
| Good | PJANSPY |
15% Buffer Annual | Innovator™ | 311 | ~11.15% | ~13% | ~27% | ||
| Good | JANTSPY |
10% Buffer Annual | AllianzIM™ | 311 | ~14.56% | ~17% | ~21% | ||
| Good | JANWSPY |
20% Buffer Annual | AllianzIM™ | 311 | ~9.43% | ~11% | ~30% | ||
| Good | JANUSPY |
15% Uncapped Buffer | AllianzIM™ | 311 | Uncapped | ~0% | >95% | ||
| Good | JANMSPY |
50% Buffer Annual | First Trust™ | 326 | ~6.19% | ~7% | ~37% | ||
| Good | KFEBIWM |
15% Buffer Annual | Innovator™ | 342 | ~15.93% | ~17% | ~20% | ||
| Good | NFEBQQQ |
15% Buffer Annual | Innovator™ | 342 | ~16.11% | ~17% | ~19% | ||
| Good | FEBMSPY |
50% Buffer Annual | First Trust™ | 361 | ~6.23% | ~6% | ~37% |
QBUF
Innovator™
QQQ
Optimal
10% Buffer Quarterly
Quarterly · 36 Days Until Reset
~37%
Ann. Cap Yield
~3.64%
Rem. Cap
~7.92%
Rem. Buffer
~30%
Prob. > Cap
DHDG
First Trust™
SPY
Optimal
15% Buffer Quarterly
Quarterly · 53 Days Until Reset
~29%
Ann. Cap Yield
~4.17%
Rem. Cap
~11.48%
Rem. Buffer
~31%
Prob. > Cap
FHDG
First Trust™
SPY
Optimal
7% Buffer Quarterly
Quarterly · 81 Days Until Reset
~18%
Ann. Cap Yield
~4.05%
Rem. Cap
~6.79%
Rem. Buffer
~35%
Prob. > Cap
NNOV
Innovator™
QQQ
Optimal
15% Buffer Annual
Annual · 250 Days Until Reset
~24%
Ann. Cap Yield
~16.46%
Rem. Cap
~11.45%
Rem. Buffer
~15%
Prob. > Cap
NDEC
Innovator™
QQQ
Optimal
15% Buffer Annual
Annual · 280 Days Until Reset
~20%
Ann. Cap Yield
~15.36%
Rem. Cap
~12.35%
Rem. Buffer
~18%
Prob. > Cap
QDEC
First Trust™
QQQ
Optimal
10% Buffer Annual
Annual · 298 Days Until Reset
~23%
Ann. Cap Yield
~18.60%
Rem. Cap
~7.85%
Rem. Buffer
~14%
Prob. > Cap
NJAN
Innovator™
QQQ
Optimal
15% Buffer Annual
Annual · 311 Days Until Reset
~17%
Ann. Cap Yield
~14.85%
Rem. Cap
~13.25%
Rem. Buffer
~20%
Prob. > Cap
DJAN
First Trust™
SPY
Optimal
25% Buffer Annual
Annual · 326 Days Until Reset
~13%
Ann. Cap Yield
~11.42%
Rem. Cap
~23.75%
Rem. Buffer
~27%
Prob. > Cap
FJAN
First Trust™
SPY
Optimal
10% Buffer Annual
Annual · 326 Days Until Reset
~16%
Ann. Cap Yield
~14.56%
Rem. Cap
~8.70%
Rem. Buffer
~21%
Prob. > Cap
GJAN
First Trust™
SPY
Optimal
15% Buffer Annual
Annual · 326 Days Until Reset
~13%
Ann. Cap Yield
~11.60%
Rem. Cap
~13.57%
Rem. Buffer
~26%
Prob. > Cap
QCJA
First Trust™
QQQ
Optimal
10% Buffer Annual
Annual · 326 Days Until Reset
~14%
Ann. Cap Yield
~12.38%
Rem. Cap
~17.54%
Rem. Buffer
~25%
Prob. > Cap
XJAN
First Trust™
SPY
Optimal
15% Buffer Annual
Annual · 326 Days Until Reset
~11%
Ann. Cap Yield
~9.46%
Rem. Cap
~13.33%
Rem. Buffer
~30%
Prob. > Cap
FEBT
AllianzIM™
SPY
Optimal
10% Buffer Annual
Annual · 340 Days Until Reset
~17%
Ann. Cap Yield
~15.73%
Rem. Cap
~8.87%
Rem. Buffer
~20%
Prob. > Cap
FEBW
AllianzIM™
SPY
Optimal
20% Buffer Annual
Annual · 340 Days Until Reset
~11%
Ann. Cap Yield
~10.26%
Rem. Cap
~18.52%
Rem. Buffer
~29%
Prob. > Cap
FEBU
AllianzIM™
SPY
Optimal
15% Uncapped Buffer
Annual · 340 Days Until Reset
~0%
Ann. Cap Yield
Uncapped
Rem. Cap
~13.97%
Rem. Buffer
>95%
Prob. > Cap
BFEB
Innovator™
SPY
Optimal
9% Buffer Annual
Annual · 342 Days Until Reset
~18%
Ann. Cap Yield
~16.81%
Rem. Cap
~7.79%
Rem. Buffer
~18%
Prob. > Cap
PFEB
Innovator™
SPY
Optimal
15% Buffer Annual
Annual · 342 Days Until Reset
~13%
Ann. Cap Yield
~12.30%
Rem. Cap
~13.61%
Rem. Buffer
~25%
Prob. > Cap
DFEB
First Trust™
SPY
Optimal
25% Buffer Annual
Annual · 361 Days Until Reset
~12%
Ann. Cap Yield
~11.57%
Rem. Cap
~23.89%
Rem. Buffer
~27%
Prob. > Cap
FFEB
First Trust™
SPY
Optimal
10% Buffer Annual
Annual · 361 Days Until Reset
~15%
Ann. Cap Yield
~14.99%
Rem. Cap
~8.95%
Rem. Buffer
~22%
Prob. > Cap
GFEB
First Trust™
SPY
Optimal
15% Buffer Annual
Annual · 361 Days Until Reset
~12%
Ann. Cap Yield
~11.82%
Rem. Cap
~13.82%
Rem. Buffer
~27%
Prob. > Cap
QMFE
First Trust™
QQQ
Optimal
15% Buffer Annual
Annual · 361 Days Until Reset
~15%
Ann. Cap Yield
~14.82%
Rem. Cap
~13.68%
Rem. Buffer
~22%
Prob. > Cap
SFEB
First Trust™
IWM
Optimal
15% Buffer Annual
Annual · 361 Days Until Reset
~17%
Ann. Cap Yield
~17.25%
Rem. Cap
~13.43%
Rem. Buffer
~18%
Prob. > Cap
XFEB
First Trust™
SPY
Optimal
15% Buffer Annual
Annual · 361 Days Until Reset
~10%
Ann. Cap Yield
~9.94%
Rem. Cap
~13.76%
Rem. Buffer
~30%
Prob. > Cap
EALT
Innovator™
SPY
Good
0% Buffer Quarterly
Quarterly · 36 Days Until Reset
~54%
Ann. Cap Yield
~5.28%
Rem. Cap
~9.62%
Rem. Buffer
~22%
Prob. > Cap
AIOO
AllianzIM™
SPY
Good
100% Protection
Annual · 36 Days Until Reset
~0%
Ann. Cap Yield
Uncapped
Rem. Cap
~99.70%
Rem. Buffer
>95%
Prob. > Cap
FLJJ
AllianzIM™
SPY
Good
5% Buffer Annual
Annual · 127 Days Until Reset
~15%
Ann. Cap Yield
~5.38%
Rem. Cap
~5.00%
Rem. Buffer
~32%
Prob. > Cap
SIXF
AllianzIM™
SPY
Good
10% Buffer 6-Month
6-Month · 158 Days Until Reset
~18%
Ann. Cap Yield
~7.64%
Rem. Cap
~8.89%
Rem. Buffer
~27%
Prob. > Cap
NVBT
AllianzIM™
SPY
Good
10% Buffer Annual
Annual · 249 Days Until Reset
~22%
Ann. Cap Yield
~15.01%
Rem. Cap
~8.43%
Rem. Buffer
~17%
Prob. > Cap
NVBU
AllianzIM™
SPY
Good
15% Uncapped Buffer
Annual · 249 Days Until Reset
~0%
Ann. Cap Yield
Uncapped
Rem. Cap
~14.32%
Rem. Buffer
>95%
Prob. > Cap
BNOV
Innovator™
SPY
Good
9% Buffer Annual
Annual · 250 Days Until Reset
~23%
Ann. Cap Yield
~15.80%
Rem. Cap
~7.39%
Rem. Buffer
~16%
Prob. > Cap
BDEC
Innovator™
SPY
Good
9% Buffer Annual
Annual · 280 Days Until Reset
~21%
Ann. Cap Yield
~15.92%
Rem. Cap
~7.47%
Rem. Buffer
~17%
Prob. > Cap
PDEC
Innovator™
SPY
Good
15% Buffer Annual
Annual · 280 Days Until Reset
~15%
Ann. Cap Yield
~11.42%
Rem. Cap
~13.26%
Rem. Buffer
~25%
Prob. > Cap
DECT
AllianzIM™
SPY
Good
10% Buffer Annual
Annual · 280 Days Until Reset
~20%
Ann. Cap Yield
~15.13%
Rem. Cap
~8.49%
Rem. Buffer
~18%
Prob. > Cap
DECW
AllianzIM™
SPY
Good
20% Buffer Annual
Annual · 280 Days Until Reset
~12%
Ann. Cap Yield
~9.56%
Rem. Cap
~18.28%
Rem. Buffer
~29%
Prob. > Cap
DECU
AllianzIM™
SPY
Good
15% Uncapped Buffer
Annual · 280 Days Until Reset
~0%
Ann. Cap Yield
Uncapped
Rem. Cap
~14.19%
Rem. Buffer
>95%
Prob. > Cap
DDEC
First Trust™
SPY
Good
25% Buffer Annual
Annual · 298 Days Until Reset
~13%
Ann. Cap Yield
~10.67%
Rem. Cap
~23.97%
Rem. Buffer
~27%
Prob. > Cap
DECM
First Trust™
SPY
Good
50% Buffer Annual
Annual · 298 Days Until Reset
~7%
Ann. Cap Yield
~5.63%
Rem. Cap
~49.40%
Rem. Buffer
~37%
Prob. > Cap
FDEC
First Trust™
SPY
Good
10% Buffer Annual
Annual · 298 Days Until Reset
~17%
Ann. Cap Yield
~13.50%
Rem. Cap
~9.04%
Rem. Buffer
~22%
Prob. > Cap
GDEC
First Trust™
SPY
Good
15% Buffer Annual
Annual · 298 Days Until Reset
~13%
Ann. Cap Yield
~10.69%
Rem. Cap
~13.89%
Rem. Buffer
~27%
Prob. > Cap
XDEC
First Trust™
SPY
Good
15% Buffer Annual
Annual · 298 Days Until Reset
~11%
Ann. Cap Yield
~8.73%
Rem. Cap
~13.94%
Rem. Buffer
~31%
Prob. > Cap
BJAN
Innovator™
SPY
Good
9% Buffer Annual
Annual · 311 Days Until Reset
~18%
Ann. Cap Yield
~15.39%
Rem. Cap
~8.03%
Rem. Buffer
~19%
Prob. > Cap
PJAN
Innovator™
SPY
Good
15% Buffer Annual
Annual · 311 Days Until Reset
~13%
Ann. Cap Yield
~11.15%
Rem. Cap
~13.95%
Rem. Buffer
~27%
Prob. > Cap
JANT
AllianzIM™
SPY
Good
10% Buffer Annual
Annual · 311 Days Until Reset
~17%
Ann. Cap Yield
~14.56%
Rem. Cap
~9.06%
Rem. Buffer
~21%
Prob. > Cap
JANW
AllianzIM™
SPY
Good
20% Buffer Annual
Annual · 311 Days Until Reset
~11%
Ann. Cap Yield
~9.43%
Rem. Cap
~19.04%
Rem. Buffer
~30%
Prob. > Cap
JANU
AllianzIM™
SPY
Good
15% Uncapped Buffer
Annual · 311 Days Until Reset
~0%
Ann. Cap Yield
Uncapped
Rem. Cap
~14.33%
Rem. Buffer
>95%
Prob. > Cap
JANM
First Trust™
SPY
Good
50% Buffer Annual
Annual · 326 Days Until Reset
~7%
Ann. Cap Yield
~6.19%
Rem. Cap
~44.20%
Rem. Buffer
~37%
Prob. > Cap
KFEB
Innovator™
IWM
Good
15% Buffer Annual
Annual · 342 Days Until Reset
~17%
Ann. Cap Yield
~15.93%
Rem. Cap
~13.71%
Rem. Buffer
~20%
Prob. > Cap
NFEB
Innovator™
QQQ
Good
15% Buffer Annual
Annual · 342 Days Until Reset
~17%
Ann. Cap Yield
~16.11%
Rem. Cap
~12.88%
Rem. Buffer
~19%
Prob. > Cap
FEBM
First Trust™
SPY
Good
50% Buffer Annual
Annual · 361 Days Until Reset
~6%
Ann. Cap Yield
~6.23%
Rem. Cap
~45.96%
Rem. Buffer
~37%
Prob. > Cap
🛡 100% Principal Protection 3
Principal-protected ETFs trading near their starting levels.
| Status | Ticker | Strategy | Provider | Days | Rem. Cap | Buffer | Cap Yield | Prob. | |
|---|---|---|---|---|---|---|---|---|---|
| Optimal | ZFEBSPY |
100% Protection | Innovator™ | 342 | ~5.63% | ~6% | ~38% | ||
| Good | JAJLSPY |
100% Protection | Innovator™ | 127 | ~2.49% | ~7% | ~41% | ||
| Good | ZJANSPY |
100% Protection | Innovator™ | 311 | ~5.33% | ~6% | ~38% |
ZFEB
Innovator™
SPY
Optimal
100% Protection
Annual · 342 Days Until Reset
~6%
Ann. Cap Yield
~5.63%
Rem. Cap
~99.26%
Rem. Buffer
~38%
Prob. > Cap
JAJL
Innovator™
SPY
Good
100% Protection
6-Month · 127 Days Until Reset
~7%
Ann. Cap Yield
~2.49%
Rem. Cap
~99.21%
Rem. Buffer
~41%
Prob. > Cap
ZJAN
Innovator™
SPY
Good
100% Protection
Annual · 311 Days Until Reset
~6%
Ann. Cap Yield
~5.33%
Rem. Cap
~98.80%
Rem. Buffer
~38%
Prob. > Cap
↔ Dual Direction Entry 6
Profit from moves in either direction. Optimal zone centered around fee breakeven.
| Status | Ticker | Strategy | Provider | Days | Rem. Cap | Buffer | Cap Yield | Prob. | |
|---|---|---|---|---|---|---|---|---|---|
| Optimal | DDNQQQQ |
Dual Direction 10% Quarterly | Innovator™ | 36 | ~4.47% | ~45% | ~26% | ||
| Optimal | DDTFSPY |
Dual Direction 10% Annual | Innovator™ | 342 | ~12.95% | ~14% | ~27% | ||
| Good | DDTDSPY |
Dual Direction 10% Annual | Innovator™ | 280 | ~11.83% | ~15% | ~27% | ||
| Good | DDFJSPY |
Dual Direction 15% Annual | Innovator™ | 311 | ~7.67% | ~9% | ~35% | ||
| Good | DDTJSPY |
Dual Direction 10% Annual | Innovator™ | 311 | ~11.55% | ~14% | ~28% | ||
| Good | DDFFSPY |
Dual Direction 15% Annual | Innovator™ | 342 | ~8.64% | ~9% | ~34% |
DDNQ
Innovator™
QQQ
Optimal
Dual Direction 10% Quarterly
Quarterly · 36 Days Until Reset
~45%
Ann. Cap Yield
~4.47%
Rem. Cap
~2.75%
Rem. Buffer
~26%
Prob. > Cap
DDTF
Innovator™
SPY
Optimal
Dual Direction 10% Annual
Annual · 342 Days Until Reset
~14%
Ann. Cap Yield
~12.95%
Rem. Cap
~8.39%
Rem. Buffer
~27%
Prob. > Cap
DDTD
Innovator™
SPY
Good
Dual Direction 10% Annual
Annual · 280 Days Until Reset
~15%
Ann. Cap Yield
~11.83%
Rem. Cap
~8.13%
Rem. Buffer
~27%
Prob. > Cap
DDFJ
Innovator™
SPY
Good
Dual Direction 15% Annual
Annual · 311 Days Until Reset
~9%
Ann. Cap Yield
~7.67%
Rem. Cap
~13.80%
Rem. Buffer
~35%
Prob. > Cap
DDTJ
Innovator™
SPY
Good
Dual Direction 10% Annual
Annual · 311 Days Until Reset
~14%
Ann. Cap Yield
~11.55%
Rem. Cap
~8.86%
Rem. Buffer
~28%
Prob. > Cap
DDFF
Innovator™
SPY
Good
Dual Direction 15% Annual
Annual · 342 Days Until Reset
~9%
Ann. Cap Yield
~8.64%
Rem. Cap
~13.09%
Rem. Buffer
~34%
Prob. > Cap
🚀 Acceleration Zone — Enhanced Returns 10
Leveraged ETFs with accelerated upside participation (2x or 3x). Near Start: 4 · Near Threshold: 2 · Near Cap: 4
NEAR STARTING POINT
ETFs close to starting level with accelerated upside potential
| Status | Ticker | Strategy | Provider | Days | Rem. Cap | Buffer | Cap Yield | Prob. | |
|---|---|---|---|---|---|---|---|---|---|
| Accel Zone | XDQQQQQ |
2x Accelerated | Innovator™ | 36 | ~9.38% | ~95% | ~15% | ||
| Accel Zone | QTJAQQQ |
3x Accelerated | Innovator™ | 311 | ~20.35% | ~24% | ~30% | ||
| Accel Zone | XBJASPY |
2x Accelerated | Innovator™ | 311 | ~10.89% | ~13% | ~30% | ||
| Accel Zone | XTJASPY |
2x Accelerated | Innovator™ | 311 | ~14.42% | ~17% | ~30% |
XDQQ
Innovator™
QQQ
Accel Zone
2x Accelerated
Quarterly · 36 Days Until Reset
~95%
Ann. Cap Yield
~9.38%
Rem. Cap
~0.00%
Rem. Buffer
~15%
Prob. > Cap
QTJA
Innovator™
QQQ
Accel Zone
3x Accelerated
Annual · 311 Days Until Reset
~24%
Ann. Cap Yield
~20.35%
Rem. Cap
~0.00%
Rem. Buffer
~30%
Prob. > Cap
XBJA
Innovator™
SPY
Accel Zone
2x Accelerated
Annual · 311 Days Until Reset
~13%
Ann. Cap Yield
~10.89%
Rem. Cap
~8.05%
Rem. Buffer
~30%
Prob. > Cap
XTJA
Innovator™
SPY
Accel Zone
2x Accelerated
Annual · 311 Days Until Reset
~17%
Ann. Cap Yield
~14.42%
Rem. Cap
~0.00%
Rem. Buffer
~30%
Prob. > Cap
NEAR THRESHOLD
ETFs within 1% of acceleration threshold - enhanced returns activating
| Status | Ticker | Strategy | Provider | Days | Rem. Cap | Buffer | Cap Yield | Prob. | |
|---|---|---|---|---|---|---|---|---|---|
| Accel Zone | QTJLQQQ |
3x Accelerated | Innovator™ | 127 | ~7.88% | ~23% | ~35% | ||
| Accel Zone | XTJLSPY |
2x Accelerated | Innovator™ | 127 | ~5.06% | ~15% | ~35% |
QTJL
Innovator™
QQQ
Accel Zone
3x Accelerated
Annual · 127 Days Until Reset
~23%
Ann. Cap Yield
~7.88%
Rem. Cap
~0.00%
Rem. Buffer
~35%
Prob. > Cap
XTJL
Innovator™
SPY
Accel Zone
2x Accelerated
Annual · 127 Days Until Reset
~15%
Ann. Cap Yield
~5.06%
Rem. Cap
~0.00%
Rem. Buffer
~35%
Prob. > Cap
NEAR MAXIMUM CAP
ETFs approaching maximum cap - consider profit-taking strategies
| Status | Ticker | Strategy | Provider | Days | Rem. Cap | Buffer | Cap Yield | Prob. | |
|---|---|---|---|---|---|---|---|---|---|
| Near Cap | QTAPQQQ |
3x Accelerated | Innovator™ | 36 | ~0.69% | ~7% | ~90% | ||
| Near Cap | XBAPSPY |
2x Accelerated | Innovator™ | 36 | ~0.51% | ~5% | ~90% | ||
| Near Cap | XTAPSPY |
2x Accelerated | Innovator™ | 36 | ~0.64% | ~6% | ~90% | ||
| Near Cap | XBJLSPY |
2x Accelerated | Innovator™ | 127 | ~3.88% | ~11% | ~35% |
QTAP
Innovator™
QQQ
Near Cap
3x Accelerated
Annual · 36 Days Until Reset
~7%
Ann. Cap Yield
~0.69%
Rem. Cap
~0.00%
Rem. Buffer
~90%
Prob. > Cap
XBAP
Innovator™
SPY
Near Cap
2x Accelerated
Annual · 36 Days Until Reset
~5%
Ann. Cap Yield
~0.51%
Rem. Cap
~14.44%
Rem. Buffer
~90%
Prob. > Cap
XTAP
Innovator™
SPY
Near Cap
2x Accelerated
Annual · 36 Days Until Reset
~6%
Ann. Cap Yield
~0.64%
Rem. Cap
~0.00%
Rem. Buffer
~90%
Prob. > Cap
XBJL
Innovator™
SPY
Near Cap
2x Accelerated
Annual · 127 Days Until Reset
~11%
Ann. Cap Yield
~3.88%
Rem. Cap
~10.37%
Rem. Buffer
~35%
Prob. > Cap
▲ Near Cap — Limited Upside Remaining 33
Cap reached ≥90%. Limited additional upside; downside sensitivity increases near reset.
| Status | Ticker | Strategy | Provider | Days | Rem. Cap | Buffer | Cap Yield | Prob. | |
|---|---|---|---|---|---|---|---|---|---|
| Near Cap | BMARSPY |
9% Buffer Annual | Innovator™ | 5 | ~1.27% | ~93% | ~33% | ||
| Near Cap | IMAREFA |
15% Buffer Annual | Innovator™ | 5 | ~0.00% | ~0% | >95% | ||
| Near Cap | KMARIWM |
15% Buffer Annual | Innovator™ | 5 | ~0.23% | ~17% | ~47% | ||
| Near Cap | NMARQQQ |
15% Buffer Annual | Innovator™ | 5 | ~0.33% | ~24% | ~45% | ||
| Near Cap | PMARSPY |
15% Buffer Annual | Innovator™ | 5 | ~0.23% | ~17% | ~47% | ||
| Near Cap | UMARSPY |
30% Ultra Buffer | Innovator™ | 5 | ~0.17% | ~12% | ~48% | ||
| Near Cap | ZMARSPY |
100% Protection | Innovator™ | 5 | ~0.02% | ~1% | ~50% | ||
| Near Cap | DMARSPY |
25% Buffer Annual | First Trust™ | 25 | ~0.72% | ~11% | ~45% | ||
| Near Cap | FMARSPY |
10% Buffer Annual | First Trust™ | 25 | ~0.92% | ~13% | ~44% | ||
| Near Cap | GMARSPY |
15% Buffer Annual | First Trust™ | 25 | ~0.61% | ~9% | ~46% | ||
| Near Cap | MARMSPY |
50% Buffer Annual | First Trust™ | 25 | ~0.28% | ~4% | ~48% | ||
| Near Cap | QMARQQQ |
10% Buffer Annual | First Trust™ | 25 | ~1.22% | ~18% | ~42% | ||
| Near Cap | RSMRRSP |
10% Buffer Annual | First Trust™ | 25 | ~1.22% | ~18% | ~42% | ||
| Near Cap | TMAREEM |
10% Buffer Annual | First Trust™ | 25 | ~0.13% | ~2% | ~49% | ||
| Near Cap | XMARSPY |
15% Buffer Annual | First Trust™ | 25 | ~0.44% | ~6% | ~47% | ||
| Near Cap | YMAREFA |
15% Buffer Annual | First Trust™ | 25 | ~0.40% | ~6% | ~47% | ||
| Near Cap | AAPRSPY |
100% Protection | Innovator™ | 36 | ~0.34% | ~3% | ~48% | ||
| Near Cap | BAPRSPY |
9% Buffer Annual | Innovator™ | 36 | ~1.10% | ~11% | ~44% | ||
| Near Cap | EAPREEM |
15% Buffer Annual | Innovator™ | 36 | ~0.28% | ~3% | ~48% | ||
| Near Cap | IAPREFA |
15% Buffer Annual | Innovator™ | 36 | ~0.55% | ~6% | ~47% | ||
| Near Cap | KAPRIWM |
15% Buffer Annual | Innovator™ | 36 | ~0.90% | ~9% | ~45% | ||
| Near Cap | NAPRQQQ |
15% Buffer Annual | Innovator™ | 36 | ~0.82% | ~8% | ~45% | ||
| Near Cap | PAPRSPY |
15% Buffer Annual | Innovator™ | 36 | ~0.74% | ~8% | ~46% | ||
| Near Cap | UAPRSPY |
30% Ultra Buffer | Innovator™ | 36 | ~0.71% | ~7% | ~46% | ||
| Near Cap | ZAPRSPY |
100% Protection | Innovator™ | 36 | ~0.43% | ~4% | ~47% | ||
| Near Cap | APXMSPY |
100% Buffer Annual | First Trust™ | 53 | ~0.50% | ~3% | ~48% | ||
| Near Cap | DAPRSPY |
25% Buffer Annual | First Trust™ | 53 | ~0.97% | ~7% | ~45% | ||
| Near Cap | FAPRSPY |
10% Buffer Annual | First Trust™ | 53 | ~1.19% | ~8% | ~44% | ||
| Near Cap | GAPRSPY |
15% Buffer Annual | First Trust™ | 53 | ~0.98% | ~7% | ~45% | ||
| Near Cap | QCAPQQQ |
10% Buffer Annual | First Trust™ | 53 | ~0.96% | ~7% | ~45% | ||
| Near Cap | XAPRSPY |
15% Buffer Annual | First Trust™ | 53 | ~0.64% | ~4% | ~47% | ||
| Near Cap | IMAYEFA |
15% Buffer Annual | Innovator™ | 66 | ~1.31% | ~7% | ~44% | ||
| Near Cap | KMAYIWM |
15% Buffer Annual | Innovator™ | 66 | ~1.29% | ~7% | ~44% |
BMAR
Innovator™
SPY
Near Cap
9% Buffer Annual
Annual · 5 Days Until Reset
~93%
Ann. Cap Yield
~1.27%
Rem. Cap
~8.06%
Rem. Buffer
~33%
Prob. > Cap
IMAR
Innovator™
EFA
Near Cap
15% Buffer Annual
Annual · 5 Days Until Reset
~0%
Ann. Cap Yield
~0.00%
Rem. Cap
~19.56%
Rem. Buffer
>95%
Prob. > Cap
KMAR
Innovator™
IWM
Near Cap
15% Buffer Annual
Annual · 5 Days Until Reset
~17%
Ann. Cap Yield
~0.23%
Rem. Cap
~15.11%
Rem. Buffer
~47%
Prob. > Cap
NMAR
Innovator™
QQQ
Near Cap
15% Buffer Annual
Annual · 5 Days Until Reset
~24%
Ann. Cap Yield
~0.33%
Rem. Cap
~15.20%
Rem. Buffer
~45%
Prob. > Cap
PMAR
Innovator™
SPY
Near Cap
15% Buffer Annual
Annual · 5 Days Until Reset
~17%
Ann. Cap Yield
~0.23%
Rem. Cap
~15.29%
Rem. Buffer
~47%
Prob. > Cap
UMAR
Innovator™
SPY
Near Cap
30% Ultra Buffer
Annual · 5 Days Until Reset
~12%
Ann. Cap Yield
~0.17%
Rem. Cap
~28.45%
Rem. Buffer
~48%
Prob. > Cap
ZMAR
Innovator™
SPY
Near Cap
100% Protection
Annual · 5 Days Until Reset
~1%
Ann. Cap Yield
~0.02%
Rem. Cap
~92.76%
Rem. Buffer
~50%
Prob. > Cap
DMAR
First Trust™
SPY
Near Cap
25% Buffer Annual
Annual · 25 Days Until Reset
~11%
Ann. Cap Yield
~0.72%
Rem. Cap
~26.92%
Rem. Buffer
~45%
Prob. > Cap
FMAR
First Trust™
SPY
Near Cap
10% Buffer Annual
Annual · 25 Days Until Reset
~13%
Ann. Cap Yield
~0.92%
Rem. Cap
~13.44%
Rem. Buffer
~44%
Prob. > Cap
GMAR
First Trust™
SPY
Near Cap
15% Buffer Annual
Annual · 25 Days Until Reset
~9%
Ann. Cap Yield
~0.61%
Rem. Cap
~19.33%
Rem. Buffer
~46%
Prob. > Cap
MARM
First Trust™
SPY
Near Cap
50% Buffer Annual
Annual · 25 Days Until Reset
~4%
Ann. Cap Yield
~0.28%
Rem. Cap
~93.51%
Rem. Buffer
~48%
Prob. > Cap
QMAR
First Trust™
QQQ
Near Cap
10% Buffer Annual
Annual · 25 Days Until Reset
~18%
Ann. Cap Yield
~1.22%
Rem. Cap
~13.55%
Rem. Buffer
~42%
Prob. > Cap
RSMR
First Trust™
RSP
Near Cap
10% Buffer Annual
Annual · 25 Days Until Reset
~18%
Ann. Cap Yield
~1.22%
Rem. Cap
~11.31%
Rem. Buffer
~42%
Prob. > Cap
TMAR
First Trust™
EEM
Near Cap
10% Buffer Annual
Annual · 25 Days Until Reset
~2%
Ann. Cap Yield
~0.13%
Rem. Cap
~20.16%
Rem. Buffer
~49%
Prob. > Cap
XMAR
First Trust™
SPY
Near Cap
15% Buffer Annual
Annual · 25 Days Until Reset
~6%
Ann. Cap Yield
~0.44%
Rem. Cap
~20.59%
Rem. Buffer
~47%
Prob. > Cap
YMAR
First Trust™
EFA
Near Cap
15% Buffer Annual
Annual · 25 Days Until Reset
~6%
Ann. Cap Yield
~0.40%
Rem. Cap
~18.83%
Rem. Buffer
~47%
Prob. > Cap
AAPR
Innovator™
SPY
Near Cap
100% Protection
2-Year · 36 Days Until Reset
~3%
Ann. Cap Yield
~0.34%
Rem. Cap
~84.80%
Rem. Buffer
~48%
Prob. > Cap
BAPR
Innovator™
SPY
Near Cap
9% Buffer Annual
Annual · 36 Days Until Reset
~11%
Ann. Cap Yield
~1.10%
Rem. Cap
~12.35%
Rem. Buffer
~44%
Prob. > Cap
EAPR
Innovator™
EEM
Near Cap
15% Buffer Annual
Annual · 36 Days Until Reset
~3%
Ann. Cap Yield
~0.28%
Rem. Cap
~27.07%
Rem. Buffer
~48%
Prob. > Cap
IAPR
Innovator™
EFA
Near Cap
15% Buffer Annual
Annual · 36 Days Until Reset
~6%
Ann. Cap Yield
~0.55%
Rem. Cap
~20.22%
Rem. Buffer
~47%
Prob. > Cap
KAPR
Innovator™
IWM
Near Cap
15% Buffer Annual
Annual · 36 Days Until Reset
~9%
Ann. Cap Yield
~0.90%
Rem. Cap
~20.37%
Rem. Buffer
~45%
Prob. > Cap
NAPR
Innovator™
QQQ
Near Cap
15% Buffer Annual
Annual · 36 Days Until Reset
~8%
Ann. Cap Yield
~0.82%
Rem. Cap
~20.98%
Rem. Buffer
~45%
Prob. > Cap
PAPR
Innovator™
SPY
Near Cap
15% Buffer Annual
Annual · 36 Days Until Reset
~8%
Ann. Cap Yield
~0.74%
Rem. Cap
~19.87%
Rem. Buffer
~46%
Prob. > Cap
UAPR
Innovator™
SPY
Near Cap
30% Ultra Buffer
Annual · 36 Days Until Reset
~7%
Ann. Cap Yield
~0.71%
Rem. Cap
~31.83%
Rem. Buffer
~46%
Prob. > Cap
ZAPR
Innovator™
SPY
Near Cap
100% Protection
Annual · 36 Days Until Reset
~4%
Ann. Cap Yield
~0.43%
Rem. Cap
~93.36%
Rem. Buffer
~47%
Prob. > Cap
APXM
First Trust™
SPY
Near Cap
100% Buffer Annual
Annual · 53 Days Until Reset
~3%
Ann. Cap Yield
~0.50%
Rem. Cap
~93.66%
Rem. Buffer
~48%
Prob. > Cap
DAPR
First Trust™
SPY
Near Cap
25% Buffer Annual
Annual · 53 Days Until Reset
~7%
Ann. Cap Yield
~0.97%
Rem. Cap
~29.90%
Rem. Buffer
~45%
Prob. > Cap
FAPR
First Trust™
SPY
Near Cap
10% Buffer Annual
Annual · 53 Days Until Reset
~8%
Ann. Cap Yield
~1.19%
Rem. Cap
~16.11%
Rem. Buffer
~44%
Prob. > Cap
GAPR
First Trust™
SPY
Near Cap
15% Buffer Annual
Annual · 53 Days Until Reset
~7%
Ann. Cap Yield
~0.98%
Rem. Cap
~22.31%
Rem. Buffer
~45%
Prob. > Cap
QCAP
First Trust™
QQQ
Near Cap
10% Buffer Annual
Annual · 53 Days Until Reset
~7%
Ann. Cap Yield
~0.96%
Rem. Cap
~28.79%
Rem. Buffer
~45%
Prob. > Cap
XAPR
First Trust™
SPY
Near Cap
15% Buffer Annual
Annual · 53 Days Until Reset
~4%
Ann. Cap Yield
~0.64%
Rem. Cap
~23.74%
Rem. Buffer
~47%
Prob. > Cap
IMAY
Innovator™
EFA
Near Cap
15% Buffer Annual
Annual · 66 Days Until Reset
~7%
Ann. Cap Yield
~1.31%
Rem. Cap
~18.28%
Rem. Buffer
~44%
Prob. > Cap
KMAY
Innovator™
IWM
Near Cap
15% Buffer Annual
Annual · 66 Days Until Reset
~7%
Ann. Cap Yield
~1.29%
Rem. Cap
~21.75%
Rem. Buffer
~44%
Prob. > Cap
Important Disclosures
Informational purposes only. Not investment advice. Not affiliated with any ETF issuer. Probability estimates are model-based and not predictive. Data derived from publicly available sources. For complete terms: harborside.capital/disclaimer. ©2026 Harborside Capital.
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Modeled Outcome Profile at Expiration
Optimal
Good
Loss Zone
Before Fees
After Fees
Max Gain