ETF Insights V2 - September 20, 2025
Enhanced analysis with improved commentary: 15 near entry opportunities, 0 approaching cap. Total 15 signals with actionable insights.
Understanding Key Metrics & Enhanced Commentary
Each ETF now includes personalized, actionable insights
Entry ranges are calculated relative to each ETF's after-fee starting point
Fee-adjusted start ± 1.0%
Example: 0.79% fee = -1.79% to +0.21%
Ultra Buffer (30%):
Fee-adjusted start -6% to -4%
Example: 0.79% fee = -6.79% to -4.79%
Fee-adjusted start ± 1.01% to ± 2.0%
Example: 0.79% fee = -2.79% to -1.80% OR +0.22% to +1.21%
Ultra Buffer (30%):
Extended monitoring ranges on either side of green zone
Calculated as remaining cap divided by downside before buffer. A ratio of 8:1 means 8% potential upside for each 1% of risk before protection kicks in.
The remaining upside potential converted to an annual percentage, for direct comparison to T-Bill yields.
Statistical likelihood the index will be above the ETF's cap at expiry, calculated using Black-Scholes with current implied volatility.
Best entry opportunity - ETF within fee-adjusted optimal range
Monitor for entry - ETF within watch range OR cap reached with index above
Future exit/roll alerts - ETF near maximum cap with limited upside
- FEE-ADJUSTED OPTIMAL RANGE -
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ISEP (15% Buffer) 346 Days Until Reset
Fund Return: 0.69% | Index Return: 1.66%
Remaining Cap: 12.16% | Downside Before Buffer: -1.54%
Cap Yield: 13.68% | T-Bill Yield: 3.88%
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(Monitor for acceleration opportunity)
(Reset Above Gets Max Cap)
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✅
QTOC (3x Accelerated - No Buffer) 11 Days Until Reset
Fund Return: 18.85% | Index Return: 22.80%
QQQ Return to Achieve Cap: 6.57% | Remaining Cap: -0.02%
T-Bill Yield: 3.88%
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✅
XBOC (2x Accelerated & 9% Buffer) 11 Days Until Reset
Fund Return: 10.40% | Index Return: 15.68%
SPY Return to Achieve Cap: 5.61% | Remaining Cap: -0.02%
T-Bill Yield: 3.88%
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✅
XDQQ (2x Accelerated Quarterly) 11 Days Until Reset
Fund Return: 7.95% | Index Return: 8.65%
QQQ Return to Achieve Cap: 4.26% | Remaining Cap: 0.33%
Cap Yield: 11.61% | T-Bill Yield: 3.88%
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XDSQ (2x Accelerated Quarterly) 11 Days Until Reset
Fund Return: 6.37% | Index Return: 7.42%
SPY Return to Achieve Cap: 3.41% | Remaining Cap: 0.23%
Cap Yield: 8.30% | T-Bill Yield: 3.88%
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XTOC (3x Accelerated - No Buffer) 11 Days Until Reset
Fund Return: 13.38% | Index Return: 15.68%
SPY Return to Achieve Cap: 4.75% | Remaining Cap: -0.02%
T-Bill Yield: 3.88%
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✅
QTJA (3x Accelerated - No Buffer) 103 Days Until Reset
Fund Return: 14.67% | Index Return: 17.24%
QQQ Return to Achieve Cap: 6.48% | Remaining Cap: 3.37%
Cap Yield: 12.72% | T-Bill Yield: 3.88%
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XBJA (2x Accelerated & 9% Buffer) 103 Days Until Reset
Fund Return: 8.42% | Index Return: 13.25%
SPY Return to Achieve Cap: 5.85% | Remaining Cap: 2.24%
Cap Yield: 8.72% | T-Bill Yield: 3.88%
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XTJA (3x Accelerated - No Buffer) 103 Days Until Reset
Fund Return: 10.62% | Index Return: 13.25%
SPY Return to Achieve Cap: 4.88% | Remaining Cap: 2.84%
Cap Yield: 10.84% | T-Bill Yield: 3.88%
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QTAP (3x Accelerated - No Buffer) 193 Days Until Reset
Fund Return: 15.28% | Index Return: 27.81%
QQQ Return to Achieve Cap: 7.05% | Remaining Cap: 4.30%
Cap Yield: 8.93% | T-Bill Yield: 3.88%
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XBAP (2x Accelerated & 9% Buffer) 193 Days Until Reset
Fund Return: 8.09% | Index Return: 18.65%
SPY Return to Achieve Cap: 6.39% | Remaining Cap: 3.54%
Cap Yield: 7.49% | T-Bill Yield: 3.88%
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XTAP (3x Accelerated - No Buffer) 193 Days Until Reset
Fund Return: 10.98% | Index Return: 18.65%
SPY Return to Achieve Cap: 5.55% | Remaining Cap: 4.32%
Cap Yield: 8.96% | T-Bill Yield: 3.88%
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QTJL (3x Accelerated - No Buffer) 284 Days Until Reset
Fund Return: 6.56% | Index Return: 8.65%
QQQ Return to Achieve Cap: 6.33% | Remaining Cap: 10.88%
Cap Yield: 14.77% | T-Bill Yield: 3.88%
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XBJL (2x Accelerated & 9% Buffer) 284 Days Until Reset
Fund Return: 3.98% | Index Return: 7.42%
SPY Return to Achieve Cap: 5.94% | Remaining Cap: 6.81%
Cap Yield: 9.54% | T-Bill Yield: 3.88%
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XTJL (3x Accelerated - No Buffer) 284 Days Until Reset
Fund Return: 5.30% | Index Return: 7.43%
SPY Return to Achieve Cap: 5.05% | Remaining Cap: 8.57%
Cap Yield: 11.80% | T-Bill Yield: 3.88%
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Important Disclosures
This material is for informational purposes only and does not constitute investment advice. Defined Outcome ETFs involve significant risks including the potential loss of principal. Past performance does not guarantee future results.
Innovator Specific Disclosures are available at Innovatoretfs.com
For complete terms and conditions, visit: harborside.capital/disclaimer
Options Risk Disclosure: Options involve risk and are not suitable for all investors. Prior to buying or selling an option, a person must receive a copy of "Characteristics and Risks of Standardized Options" available at theocc.com.
Please read the full disclaimer and risk disclosure document before making any investment decisions. Consult with a qualified financial advisor regarding your specific investment objectives and risk tolerance.